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Reading: Ripple-Backed USDB Stablecoin is now available on XRPL to facilitate cross-border payments in Latin America
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Investor's Crypto Daily > Blog > Headlines > Cryptocurrency News > Ripple-Backed USDB Stablecoin is now available on XRPL to facilitate cross-border payments in Latin America
Cryptocurrency News

Ripple-Backed USDB Stablecoin is now available on XRPL to facilitate cross-border payments in Latin America

Last updated: May 22, 2025 11:44 pm
By Chad McAuley 3 Min Read
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  • Braza launched USDB stablecoin in May 2025 using the XRP Ledger to facilitate low-cost and fast transactions.

  • USDB pegged to the U.S. Dollar and works with BBRL to support regional and international financial requirements.

  • Ripple’s XRPL technology enables real-time transactions, aiming to increase stablecoin adoption in Latin America.

RippleX announced on May 22, 2025 that Braza Group had launched USDB, its new stablecoin backed by USD, on the XRP Ledger. The move is aimed at individuals and institutions from Latin America and enables faster and more secure transactions.

Contents
Ripple Infrastructure powers real-time settlementUSDB and BBRL Support Local and Regional Use

USDB is pegged to the U.S. Dollar and functions natively on XRPL. The network has low fees and token support built in. Braza’s goal is to improve digital finance in markets where currency fluctuations and limited banking infrastructure are still challenges.

Braza’s local token BBRL is already active on XRPL. The two assets are designed to support cross-border use cases such as payments, transfers, or digital asset interactions.

Ripple Infrastructure powers real-time settlement

Braza chose XRPL for USDB because of its speed and efficiency. The ledger settles all transactions in 3 to 5 seconds and allows for high throughput, without the need for energy-intensive mining. Its consensus protocol offers both scalability as well as low operating costs.

Ripple has highlighted that these features enable real-time funds transfers between countries and reduce friction in remittance pathways. The platform includes built-in features for token management and compliance which are crucial for regulated financial product like stablecoins.

Braza aims at simplifying digital payments by leveraging XRPL and offering a dollar-based tool that is reliable across Latin American economies dealing with inflation and exchange rate fluctuations.


USDB and BBRL Support Local and Regional Use

Braza’s strategy is to use USDB along with its BBRL token in order to meet both domestic and international needs. BBRL represents the local value of the token, while USDB offers a dollar-denominated alternative for broader transactions.

The company intends to integrate both tokens in regional fintech platforms and wallets as well as merchant services. The goal is to link real-world financial activities with on-chain tools and create an accessible system for everyday transactions and long-term saving.

RippleX stated that this development extends XRP Ledger’s utility in emerging market. Braza expects that future partnerships with banks, payment providers and other institutions will increase the adoption of USDB in Latin America.

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