21st January 2026, Vilnius, Lithuania
CoinGate is a global cryptocurrency payment processor that has just released its annual data report for 2025. It reveals a change in the way businesses are using crypto payments.
The data show that while overall volumes of transactions have adjusted over the past year, crypto is becoming more and more integrated into business operations. This includes everything from payments and treasury to automation and settlements.
CoinGate’s platform has processed more than seven million transactions since its launch. The year’s transaction activity was impacted by the discontinuation of USDT. This had an immediate impact on the checkout volume. The data does not indicate a weakening of demand but rather reflects a restructuring, where usage is shifting to smaller, more expensive transactions, and more predictable payments.
Bitcoin has reclaimed the top spot as most popular cryptocurrency at CoinGate. It now accounts for 22,1% of all transactions, and it’s overtaken USDT. Stablecoins continue to be a major player, accounting for 29,8% of all payments. However, their composition has changed significantly. USDC was the most dominant stablecoin. Order volume increased by 12644% over the past year as businesses adjusted to regulatory changes. Litecoin has risen to the position of third-most popular cryptocurrency with a payment share.
Merchant behavior revealed one of the biggest shifts in the past year. 25,2% of payments in 2018 were made in stablecoins. This is up from 16,7% in 2024. Overall crypto settlements have increased from 27.5% to 37.5%. USDC was a key operational asset that grew from 0.01 to 12.6% in one year. Crypto is not treated by many merchants as a payment method that can be passed through, but rather as an operational asset used to hold value, manage treasury, and make outbound payments.
The data on payouts confirmed this trend. USDC represented 83.4% all payouts for 2025 indicating its position as the currency of choice for outbound payment. CoinGate’s FX payout feature allowed merchants convert existing funds, including fiat currency, to crypto when payout was made. 85.4% EUR-based payouts were converted into USDC. 96% of USDC payouts were converted to USDC. This indicates a preference for stability and limited asset switches.
Automated execution became the norm. Over 85% merchants implemented payouts using API. This allowed them to integrate crypto payouts into their business workflows, rather than manually handling the payments. CoinGate has moved from experimentation to production-grade infrastructure for crypto payments.
CoinGate received authorization from the Bank of Lithuania in 2025 under the MiCA framework. This license puts CoinGate under a single European regulatory framework and gives businesses greater legal clarity in operating cryptocurrency payments and payouts.
CoinGate data for 2025 shows that the market is entering a mature stage. The crypto payments didn’t disappear, but they did become more operational, standardized, and integrated into the way businesses manage their money.
CoinGate
CoinGate, founded in 2014 is a MiCA licensed cryptocurrency payment solution. It allows businesses to manage and accept payments using crypto assets on multiple networks. Also, the company offers crypto payouts as well as cross-assets FX tools to facilitate business payments. CoinGate, based in Lithuania, serves retailers worldwide. Users can learn more at coingate.com.
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Content manager Vilius Barbaravicius CoinGate press@coingate.com
The post CoinGate publishes 2025 Crypto payments report highlighting the shift to operational use may be updated as new information becomes available.
